Avion Rewards is the loyalty initiative by the Royal Bank of Canada (RBC), tailored to offer Canadians a simple way to accumulate and utilize points. Members of Avion Rewards can effortlessly gather points through their daily spending. Additionally, the program offers a range of redemption options, including travel, merchandise, and financial benefits.
Understanding the program’s structure and making astute choices will allow you to maximize the value of your points and enhance your banking experience.
Value of Avion Rewards Points
The worth of Avion Rewards points can fluctuate based on your redemption choices, making it crucial to evaluate your options. Generally, travel redemptions yield the greatest value, starting at 1 cent per point if you exchange 1,000 points for $10 in travel. Using the Air Travel Redemption Schedule allows you to achieve a value of up to 2.33 cents per point, which can significantly enhance your rewards.
The value you receive from your points also hinges on the specific RBC card you possess. Avion points are most advantageous when earned through an RBC Avion credit card, including the RBC Avion Visa Platinum, RBC Avion Visa Infinite, or RBC Avion Visa Infinite Privilege. In contrast, the RBC ION Visa card results in travel redemptions costing 172 Avion points per $1, equating to a mere 0.71 cents per point.
Refer to the quick reference table below for redemption values:
| Redemption Type | Redemption Value |
|---|---|
| Travel | 1 cent per point |
| Travel Redemption Schedule | Up to 2.33 cents per point |
| Gift Cards | 0.71 – 1 cent per point |
| Financial Rewards | 0.83 cents per point |
| Merchandise | 0.60 – 0.75 cents per point |
| Statement Credit | 0.58 cents per point |
Travel redemptions, particularly for flights, usually offer the highest return on your Avion points. In contrast, other options like merchandise and statement credits yield lower value. To check your points balance or explore redemption possibilities, visit the Avion Rewards page.
It’s important to distinguish that RBC Rewards and RBC Avion have some differences. Many RBC credit cards enable you to earn RBC Rewards; however, RBC Avion credit cards provide enhanced benefits.
With standard RBC Rewards points, travel benefits may be limited. Therefore, holding one of the following three RBC Avion cards can be advantageous:
- RBC Avion Visa Platinum
- RBC Avion Visa Infinite
- RBC Avion Visa Infinite Privilege
How to Redeem RBC Avion Points for Travel
To redeem your RBC Avion points for travel, log into the Avion Rewards portal or use the Avion Rewards app. Your points can be applied to a variety of travel expenses, including flights, hotels, cruises, vacation packages, and car rentals. There are no blackout dates or seat limitations on flights, allowing points to cover the total travel cost, including taxes and fees.
If you lack enough points for a full redemption, you may pay the remaining balance with your RBC Rewards credit card—there’s no minimum amount required for redemption. All bookings must be conducted through the RBC portal or via the travel center, with a $30 fee applicable for phone bookings.
You can use your RBC Avion Rewards points for any available seat on any flight without restrictions or blackout dates. Points can cover the complete airfare price, including taxes, and if you don’t have sufficient points, you can use any number of points for partial payment, with the balance charged to your RBC Rewards credit card. Note that RBC Rewards cannot be utilized for travel booked independently.
RBC Avion Air Travel Redemption Schedule
The RBC Avion Air Travel Redemption Schedule allows you to redeem Avion points for economy or business class flights at designated point levels. This program features a chart indicating the points required for various destinations and outlining a maximum base fare for each redemption. Complete point amounts are necessary for a redemption, as partial redemptions are not an option.
Below is a summary of the required points and maximum base fares for different destinations:
| Points Required | Destination | Max Ticket Price |
|---|---|---|
| 15,000 | Within or to an adjacent Province/Territory/U.S. State | $350 |
| 35,000 | Anywhere in Canada/U.S. except Hawaii and Alaska | $750 |
| 45,000 | Western Canada/U.S. to Mexico, Hawaii, Alaska; Eastern Canada to Bermuda, Central America, Caribbean | $900 |
| 55,000 | Eastern Canada/U.S. to Mexico, Hawaii, Alaska; Western Canada to Bermuda, Central America, Caribbean | $1,100 |
| 65,000 | From any major gateway in Canada/U.S. to destinations in Europe | $1,300 |
| 100,000 | From any major gateway in Canada/U.S. to destinations in Asia, Australia, New Zealand, South Pacific, Middle East, Africa, South America | $2,000 |
When booking flights using this schedule, the base fare is covered up to the maximum ticket price; you will be responsible for taxes, fees, and any carrier surcharges exceeding the limit. If the total base fare surpasses the maximum for your redemption, you need to pay the difference in cash.
Utilizing this schedule can often yield a value between 2 and 2.33 cents per point, particularly on pricier routes such as last-minute short-haul flights or long-haul trips to Europe. For instance, a Canada to Europe flight might require 65,000 Avion points plus taxes and fees, assuming the base fare is $1,300 or less. If the fare is higher, you will need to cover the excess.
The lack of blackout dates and availability of seats on all carriers adds to the flexibility and ease of the process. You may freely choose any airline and secure a seat for any available travel periods without restrictions.
When contemplating point redemptions, compare the value you obtain here with alternative options, like transferring points to different programs. Due to the predictable value and flexibility offered by the RBC Avion Air Travel Redemption Schedule, it is often appealing for those planning high-cost or last-minute travels.
These features, along with the ability to convert RBC Rewards points to other loyalty schemes, contribute to RBC Rewards being ranked #2 on my list of Canada’s premier bank travel rewards programs.
How to Redeem Avion Rewards Points for Gift Cards
You can exchange your Avion Rewards points for gift cards at various retailers, including Amazon, Bath & Body Works, Beer Store, Best Buy, Air Canada, Fairmont Hotels & Resorts, Food Basics, and Golf Town. The points requirements and card values differ by retailer.
| Merchant | Points Needed | Card Value |
| Amazon | 1,400 | $10 |
| Bath & Body Works | 3,500 | $25 |
| The Beer Store | 3,500 | $25 |
| Best Buy | 7,000 | $50 |
| Air Canada | 10,000 | $100 |
| Fairmont Hotels | 10,000 | $100 |
| Food Basics | 14,000 | $100 |
| Golf Town | 35,000 | $250 |
The value per point differs based on the retailer. For instance, redeeming 14,000 points for a $100 card at Food Basics translates to about 0.71 cents per point. However, travel-based gift cards like those for Air Canada tend to offer superior redemption value, typically around 1 cent per point.
To redeem your points, log in at avionrewards.com or via the Avion Rewards app. Once logged in, navigate to the gift cards section, select your desired merchant, and complete the checkout process.
Occasionally, Avion Rewards runs promotions offering bonus points on specific gift cards, resulting in an increase of 10% to 30% in value for the same points. Be sure to check for current promotions prior to redeeming.
How to Redeem Avion Rewards Points for Financial Rewards
Maximize your savings or assist in debt repayment by redeeming points for financial rewards. Simply log into your RBC Rewards account and select RBC Financial Rewards from the “Shop & Redeem” menu if you have qualifying RBC products.
A minimum of 12,000 points is required to redeem $100 for these financial options:
- Contribute to existing investments (e.g., RRSP, TFSA)
- Apply towards mortgage payments
- Pay down your line of credit
| Financial Reward | Minimum Points | Dollar Value |
| RRSP, TFSA, FHSA | 12,000 | $100 |
| Mortgage Pre-payment | 12,000 | $100 |
| Line of Credit Payment | 12,000 | $100 |
Utilizing points for financial rewards can save on interest, especially if it allows you to pay off loans or lines of credit sooner. Adding to investments like your RRSP may deliver tax benefits, while a TFSA allows for tax-free growth.
Merchandise, Statement Credits, Charitable Donations, and Other Redemptions
RBC Rewards points can also be redeemed for merchandise, statement credits, and charitable donations. The merchandise catalog features a variety of items, though the points required often result in lower-value options, unless discounts are available.
For statement credits, 17,200 points convert to a $100 credit, equating to only 0.58 cents per point, which is significantly less desirable than other redemption methods like travel or gift cards. While cash-back options aren’t direct, statement credits effectively reduce your balance.
You can also use your points for charitable donations, allowing support for various causes.
| Redemption Option | Points Required | Approximate Value |
| Merchandise | Varies (often high) | Low |
| Statement Credit | 17,200 = $100 | 0.58 cents per point |
| Charitable Donation | Varies | Variable |
Transfer Partners for RBC Avion Points
RBC Avion points provide numerous flexible transfer opportunities to various travel and retail loyalty programs. This flexibility allows you to optimize the value of your points based on your travel or shopping preferences. Below is a summary of key transfer partners, including their ratios and descriptions.
| Airline Partner | Transfer Ratio |
| WestJet (WestJet Rewards) | 1,000 RBC points = 1,000 WestJet Points |
| American Airlines (AAdvantage) | 10,000 RBC points = 7,000 miles |
| Cathay Pacific (Asia Miles) | 10,000 RBC points = 10,000 miles |
| British Airways (Avios) | 10,000 RBC points = 10,000 Avios |
While it’s challenging to assign a specific value to airline miles due to numerous variables, they commonly represent a starting value of around 1.5¢ per mile for economy tickets and can often double in value for business class bookings. In comparison, WestJet Rewards points are approximately valued at 1 cent each.
Transfers to both Cathay Pacific Asia Miles and British Airways Avios occur at a 1:1 ratio, which is advantageous for international travel. Although American Airlines AAdvantage offers a slightly different ratio, it can still yield strong benefits, particularly if there’s good availability for award seats.
Featured Benefits and Suggestions
- Promotions & Bonuses: RBC Rewards occasionally presents transfer bonuses for select partners, which can boost your conversion value by up to 30%. Such bonuses typically apply to airline programs like WestJet and British Airways Avios. Check your RBC Rewards account for these promotions to ensure you’re getting the most value.
- Combining with RBC WestJet Products: If you hold both an RBC Avion card and the RBC WestJet World Elite Mastercard, you can accumulate WestJet points rapidly by stacking welcome bonuses. Avion points can be transferred to WestJet at a clear fixed rate.
- Redemption Value: The value of airline miles varies depending on route, class of service, and availability. On average, you can expect at least 1.5¢ per mile, with potentially much higher returns for premium cabin reservations.
Expiration of RBC Avion Points
Your RBC Avion Rewards points never expire as long as you maintain an active, eligible RBC Royal Bank credit card account. Following the closure of your credit card account, you will have 90 days to redeem any remaining points before they are forfeited.
- Points remain active as long as your account is open and in good standing
- You have 90 days to redeem points after closing your account
For any queries regarding your points, it is advisable to contact RBC customer service for accurate information or assistance.
Comparison of RBC Avion to Other Programs
RBC Avion Rewards is distinguished among Canadian loyalty programs due to its versatile redemption choices that include no blackout dates and no minimum points for redemption. The program features a fixed points flight system along with consistent promotions, enhancing the overall value for users.
| Program | Notable Features |
| RBC Avion | Fixed points flights, transfer partnerships, versatile redemption options including financial rewards |
| American Express MR | Travel booking flexibility, multiple transfer partners, top-tier credit cards |
| CIBC Rewards | Adaptable travel options, no transfer partnerships |
| BMO Rewards | Flexible travel options, numerous transfer partners, best credit card offerings |
| TD Rewards | Utilizes Expedia for TD, which does not provide competitive pricing. |
| Scene+ | Structured points flights, transfer options, and flexible redemption opportunities, including financial rewards |
However, RBC’s requirement to book travel through its portal may be a limitation compared to American Express Membership Rewards, which boasts additional transfer partners like Aeroplan and Marriott Bonvoy. Another drawback of RBC Avion cards is the relatively weaker earning rates compared to competitors. To delve deeper, consider these links: CIBC Rewards, BMO Rewards, TD Rewards, Scene+, and American Express Membership Rewards.
Earning RBC Avion Rewards
You can accumulate Avion points by using an eligible RBC Avion credit card for everyday spending. These cards allow you to collect points with every transaction, whether grocery shopping, filling up on gas, paying bills, or booking travel. The options include six personal credit cards (like the RBC Visa Infinite Avion Card) and two business credit cards.
RBC Avion Visa Infinite Card
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- $120 annual fee
- 35,000 Avion points upon approval
- 20,000 Avion points for spending $5,000 within the first 6 months
- 15,000 Avion points for maintaining the account for 16 months
- Earn 1.25 Avion points for every dollar spent on travel
- Earn 1 Avion point per dollar spent on other purchases
- Comprehensive travel insurance coverage
- Mobile device insurance up to $1,500
The signup bonus for new members generally ranges from 35,000 to 55,000 points, putting it on par with some of the best travel credit cards in Canada.
The earning rate of 1.25 points per dollar for travel is solid, while the standard rate of 1 point per dollar for all other purchases is typical in the industry.
The RBC Visa Infinite Avion Card also ensures robust travel insurance coverage abroad, encompassing travel medical, trip cancellation/interruption, lost baggage, hotel theft protection, and more. Be sure to check the certificate of insurance for specific limitations.
Avion Rewards Retail Partnerships
You can earn Avion points by shopping with selected retail partners. This includes in-store and online purchases through partnered merchants or via the Avion Rewards app. Linking your RBC Avion credit or debit card guarantees automatic point accumulation on qualified purchases.
Strategies to Maximize Earnings with Retail Partners:
- Utilize the Avion Rewards portal or app for exclusive promotions and earning bonuses.
- Be alert for time-sensitive offers that provide extra points in specific categories like electronics or travel bookings.
- Leverage program tools like the rewards app and RBC online banking to review current offers and track your transactions.
- Combine points earned from credit cards with promotional bonus points for quicker accumulation.
Closing Thoughts
Avion Rewards stands out as a leading bank travel rewards program. While the RBC Visa Infinite Avion card may not provide the highest signup bonuses or payout rates, the ease of point redemptions is undeniable. With no blackout dates and no minimum redemption requirements, utilizing your points is convenient. If you lean towards RBC’s offerings, consider reading my RBC InvestEase review to learn how to potentially lower your investment management costs.
Frequently Asked Questions
How do I book travel using my Avion Rewards points?
Travel can be booked by logging into the Avion Rewards Travel portal. Once signed in, you can utilize your points for flights, hotels, car rentals, and more.
How can I access my Avion Rewards account?
To log in, visit the Avion Rewards website and select “Sign In.” You can also access your account via RBC Online Banking if your card is linked.
Are there exclusive rewards for concerts, such as those for Taylor Swift?
Occasionally, Avion Rewards may offer special access or pre-sale opportunities for exclusive concerts and events featuring popular performers. These limited-time offers are communicated through Avion Rewards channels, so it’s advisable to regularly check the rewards platform for updates.
Where can I find the Avion Rewards catalog for redemptions?
The Avion Rewards catalog is accessible online at the Avion Rewards website. By logging in, you can browse various redemption options, including merchandise, gift cards, and experiences.
What is the contact number for Avion Rewards customer service?
You can contact Avion Rewards customer service at 1-800-769-2512. For additional support, the “Help” feature is available within your online account and travel portal.