**This post is sponsored by RBC. All views expressed are my own.
While the incidence of COVID-19 may have declined recently, it’s evident that many aspects of daily life have irrevocably changed. For instance, seeing individuals wearing masks while unwell has become normalized. Additionally, remote work is likely here to stay, and consumers are increasingly prioritizing convenience in their transactions.
In response to these evolving circumstances, banks are rolling out innovative solutions to better serve Canadians in managing their banking tasks. With RBC, it’s now possible to open a deposit account remotely, anytime, from the comfort of your home office or even during a two-week quarantine. You can initiate and manage your banking services at your convenience within minutes. Indeed, every step from enrollment to identity verification can be completed securely online.
What is the process for RBC Remote Account Opening?
If you’re looking to establish a bank account, traditionally, this would require an in-person visit to complete paperwork and present identification. However, with RBC Remote Account Open, you can swiftly accomplish this through the RBC App in merely a few minutes. Here’s how it works:
- Download and launch the RBC app
- Authenticate your identity by capturing images of the front and back of your driver’s license, along with a selfie
- Complete your application and set a PIN
- Begin banking instantly
To expedite the application procedure, once your identity is verified, your details will be automatically entered into your account profile. All essential client agreements will be securely emailed to you. Additionally, your debit card will be mailed to the registered address.
Is RBC Remote Account Opening secure?
Utilizing RBC Remote Account Open offers robust security measures, thanks to their implementation of ID verification technology (IDV). You cannot merely open an account with a driver’s license; a live photo of yourself is also required to confirm your identity. This layer of security ensures that if your driver’s license is lost, no one can misuse it to create a bank account in your name.
The IDV analyzes your data in real-time, comparing your government-issued identification against the unique security features encoded in your driver’s license, passport, or ePassport.
While this type of technology has been adopted by e-commerce and social media, RBC stands as the first Canadian bank to provide this seamless and secure digital identification verification for banking purposes.
Reasons to choose RBC Remote Account Open
For many, particularly those in rural areas where traveling to a physical branch poses additional challenges, the ability to open accounts and manage banking without in-person visits is a significant advantage, especially amid ongoing COVID-19 uncertainties.
By opting for digital solutions, you don’t lose any functionality. You can easily manage your banking online or through the mobile app, and support is just a phone call away. Moreover, you will have access to a remote advisor capable of providing the same level of service as you’d receive in a branch.
To open an RBC account remotely or for more details about RBC’s services, you can call 1-800-769-2561 (available 24/7). Additionally, you can start the account opening process soon by downloading the RBC Mobile App from the iOS and Android App Stores.